New York Paycheck Calculator (2025)
New York levies a graduated income tax on wages in 2025 with rates from 4% to 10.9% for single filers. The standard deduction is $8,000 for single filers and $16,050 for joint filers. On a $60,000 salary, a single filer pays about $2,695 in New York income tax, $5,072 in federal income tax and $4,590 in FICA, taking home about $47,644 a year. Enter your own pay below for a personalised estimate.
Calculate your New York take-home pay
Worked example: $60,000 salary in New York
Single filer, paid a $60,000 annual salary, standard deduction only, no pre-tax deductions:
| Gross salary | $60,000.00 |
|---|---|
| Federal income tax | −$5,071.50 |
| Social Security (6.2%) | −$3,720.00 |
| Medicare (1.45%) | −$870.00 |
| New York income tax | −$2,695.00 |
| Total tax | −$12,356.50 |
| Take-home pay | $47,643.50 |
| Effective tax rate | 20.59% |
New York income tax facts for 2025
- State income tax: graduated, 4% to 10.9% (single filer)
- Standard deduction: $8,000 single · $16,050 married filing jointly
- Data source: Tax Foundation, State Individual Income Tax Rates and Brackets, 2025 (as of January 1, 2025)
| Taxable income | Rate |
|---|---|
| $8,500 or less | 4% |
| $8,500 to $11,700 | 4.5% |
| $11,700 to $13,900 | 5.25% |
| $13,900 to $80,650 | 5.5% |
| $80,650 to $215,400 | 6% |
| $215,400 to $1,077,550 | 6.85% |
| $1,077,550 to $5,000,000 | 9.65% |
| $5,000,000 to $25,000,000 | 10.3% |
| Over $25,000,000 | 10.9% |
| Taxable income | Rate |
|---|---|
| $17,150 or less | 4% |
| $17,150 to $23,600 | 4.5% |
| $23,600 to $27,900 | 5.25% |
| $27,900 to $161,550 | 5.5% |
| $161,550 to $323,200 | 6% |
| $323,200 to $2,155,350 | 6.85% |
| $2,155,350 to $5,000,000 | 9.65% |
| $5,000,000 to $25,000,000 | 10.3% |
| Over $25,000,000 | 10.9% |
Note: New York City (3.078%-3.876%) and Yonkers levy local income taxes that are NOT included; NYC residents can owe a substantial extra amount. New York's benefit-recapture rules for very high earners are not modeled.
How this calculator works
Enter your gross pay and how often you are paid. We annualise it, then subtract (1) federal income tax using the 2025 IRS brackets and the standard deduction for your filing status, (2) FICA — Social Security at 6.2% on wages up to $176,100 plus Medicare at 1.45% (and the 0.9% Additional Medicare Tax above the statutory threshold), and (3) New York state income tax using the 2025 schedule above. The result is split back into per-paycheck figures. Methodology simplifications: state credits, benefit recapture, phase-outs of deductions at very high incomes, pre-tax benefits and local taxes are not modelled unless noted.
Frequently asked questions
What is the income tax rate in New York in 2025?
New York uses graduated brackets from 4% to 10.9% for single filers in 2025. The full tables are shown on this page.
How much New York state tax do I pay on $60,000?
A single filer earning $60,000 pays an estimated $2,695.00 in New York income tax, plus $5,071.50 federal income tax and $4,590.00 FICA, for take-home pay of $47,643.50. A married couple filing jointly on $90,000 pays an estimated $3,734.75 in New York tax.
Does New York have a standard deduction?
Yes — $8,000 for single filers and $16,050 for married couples filing jointly in 2025.
Are local income taxes included for New York?
No. This calculator covers New York state tax plus federal tax and FICA. New York City (3.078%-3.876%) and Yonkers levy local income taxes that are NOT included; NYC residents can owe a substantial extra amount. New York's benefit-recapture rules for very high earners are not modeled.
How is the New York estimate calculated?
We annualise your gross pay, subtract the New York standard deduction and personal exemption where they apply, apply the 2025 graduated brackets schedule, then add federal income tax (2025 brackets and standard deduction) and FICA. It is an estimate, not tax advice.
See also: US Paycheck Calculator (all states) · No Tax on Overtime Calculator · No Tax on Tips Calculator