New Jersey Paycheck Calculator (2025)
New Jersey levies a graduated income tax on wages in 2025 with rates from 1.4% to 10.75% for single filers. On a $60,000 salary, a single filer pays about $1,767 in New Jersey income tax, $5,072 in federal income tax and $4,590 in FICA, taking home about $48,571 a year. Enter your own pay below for a personalised estimate.
Calculate your New Jersey take-home pay
Worked example: $60,000 salary in New Jersey
Single filer, paid a $60,000 annual salary, standard deduction only, no pre-tax deductions:
| Gross salary | $60,000.00 |
|---|---|
| Federal income tax | −$5,071.50 |
| Social Security (6.2%) | −$3,720.00 |
| Medicare (1.45%) | −$870.00 |
| New Jersey income tax | −$1,767.25 |
| Total tax | −$11,428.75 |
| Take-home pay | $48,571.25 |
| Effective tax rate | 19.05% |
New Jersey income tax facts for 2025
- State income tax: graduated, 1.4% to 10.75% (single filer)
- Standard deduction: none
- Personal exemption: $1,000 single · $2,000 joint
- Data source: Tax Foundation, State Individual Income Tax Rates and Brackets, 2025 (as of January 1, 2025)
| Taxable income | Rate |
|---|---|
| $20,000 or less | 1.4% |
| $20,000 to $35,000 | 1.75% |
| $35,000 to $40,000 | 3.5% |
| $40,000 to $75,000 | 5.53% |
| $75,000 to $500,000 | 6.37% |
| $500,000 to $1,000,000 | 8.97% |
| Over $1,000,000 | 10.75% |
| Taxable income | Rate |
|---|---|
| $20,000 or less | 1.4% |
| $20,000 to $50,000 | 1.75% |
| $50,000 to $70,000 | 2.45% |
| $70,000 to $80,000 | 3.5% |
| $80,000 to $150,000 | 5.53% |
| $150,000 to $500,000 | 6.37% |
| $500,000 to $1,000,000 | 8.97% |
| Over $1,000,000 | 10.75% |
Note: New Jersey has no standard deduction; it offers a $1,000 personal exemption per person.
How this calculator works
Enter your gross pay and how often you are paid. We annualise it, then subtract (1) federal income tax using the 2025 IRS brackets and the standard deduction for your filing status, (2) FICA — Social Security at 6.2% on wages up to $176,100 plus Medicare at 1.45% (and the 0.9% Additional Medicare Tax above the statutory threshold), and (3) New Jersey state income tax using the 2025 schedule above. The result is split back into per-paycheck figures. Methodology simplifications: state credits, benefit recapture, phase-outs of deductions at very high incomes, pre-tax benefits and local taxes are not modelled unless noted.
Frequently asked questions
What is the income tax rate in New Jersey in 2025?
New Jersey uses graduated brackets from 1.4% to 10.75% for single filers in 2025. The full tables are shown on this page.
How much New Jersey state tax do I pay on $60,000?
A single filer earning $60,000 pays an estimated $1,767.25 in New Jersey income tax, plus $5,071.50 federal income tax and $4,590.00 FICA, for take-home pay of $48,571.25. A married couple filing jointly on $90,000 pays an estimated $2,087.00 in New Jersey tax.
Does New Jersey have a standard deduction?
New Jersey has no standard deduction, but it does allow a personal exemption of $1,000 (single) / $2,000 (joint), which this calculator applies.
Are local income taxes included for New Jersey?
No. This calculator covers New Jersey state tax plus federal tax and FICA. New Jersey has no standard deduction; it offers a $1,000 personal exemption per person.
How is the New Jersey estimate calculated?
We annualise your gross pay, subtract the New Jersey standard deduction and personal exemption where they apply, apply the 2025 graduated brackets schedule, then add federal income tax (2025 brackets and standard deduction) and FICA. It is an estimate, not tax advice.
See also: US Paycheck Calculator (all states) · No Tax on Overtime Calculator · No Tax on Tips Calculator