Maryland Paycheck Calculator (2025)
Maryland levies a graduated income tax on wages in 2025 with rates from 2% to 5.75% for single filers. On a $60,000 salary, a single filer pays about $2,517 in Maryland income tax, $5,072 in federal income tax and $4,590 in FICA, taking home about $47,821 a year. Enter your own pay below for a personalised estimate.
Calculate your Maryland take-home pay
Worked example: $60,000 salary in Maryland
Single filer, paid a $60,000 annual salary, standard deduction only, no pre-tax deductions:
| Gross salary | $60,000.00 |
|---|---|
| Federal income tax | −$5,071.50 |
| Social Security (6.2%) | −$3,720.00 |
| Medicare (1.45%) | −$870.00 |
| Maryland income tax | −$2,517.25 |
| Total tax | −$12,178.75 |
| Take-home pay | $47,821.25 |
| Effective tax rate | 20.30% |
Maryland income tax facts for 2025
- State income tax: graduated, 2% to 5.75% (single filer)
- Standard deduction: 15% of income, min $1,800/max $2,700 single, min $3,650/max $5,450 joint
- Personal exemption: $3,200 single · $6,400 joint
- Data source: Tax Foundation, State Individual Income Tax Rates and Brackets, 2025 (as of January 1, 2025)
| Taxable income | Rate |
|---|---|
| $1,000 or less | 2% |
| $1,000 to $2,000 | 3% |
| $2,000 to $3,000 | 4% |
| $3,000 to $100,000 | 4.75% |
| $100,000 to $125,000 | 5% |
| $125,000 to $150,000 | 5.25% |
| $150,000 to $250,000 | 5.5% |
| Over $250,000 | 5.75% |
| Taxable income | Rate |
|---|---|
| $1,000 or less | 2% |
| $1,000 to $2,000 | 3% |
| $2,000 to $3,000 | 4% |
| $3,000 to $150,000 | 4.75% |
| $150,000 to $175,000 | 5% |
| $175,000 to $225,000 | 5.25% |
| $225,000 to $300,000 | 5.5% |
| Over $300,000 | 5.75% |
Note: Maryland's standard deduction is 15% of income, between a minimum and a cap (2024-published amounts shown). Maryland's personal exemption phases out above $100,000 (single) / $150,000 (joint) of AGI. County income taxes, which average about 2.51% statewide, are NOT included and are a major part of many Maryland paychecks.
How this calculator works
Enter your gross pay and how often you are paid. We annualise it, then subtract (1) federal income tax using the 2025 IRS brackets and the standard deduction for your filing status, (2) FICA — Social Security at 6.2% on wages up to $176,100 plus Medicare at 1.45% (and the 0.9% Additional Medicare Tax above the statutory threshold), and (3) Maryland state income tax using the 2025 schedule above. The result is split back into per-paycheck figures. Methodology simplifications: state credits, benefit recapture, phase-outs of deductions at very high incomes, pre-tax benefits and local taxes are not modelled unless noted.
Frequently asked questions
What is the income tax rate in Maryland in 2025?
Maryland uses graduated brackets from 2% to 5.75% for single filers in 2025. The full tables are shown on this page.
How much Maryland state tax do I pay on $60,000?
A single filer earning $60,000 pays an estimated $2,517.25 in Maryland income tax, plus $5,071.50 federal income tax and $4,590.00 FICA, for take-home pay of $47,821.25. A married couple filing jointly on $90,000 pays an estimated $3,659.62 in Maryland tax.
Does Maryland have a standard deduction?
Maryland's standard deduction is 15% of income, with a minimum of $1,800 and a cap of $2,700 for single filers ($3,650–$5,450 joint).
Are local income taxes included for Maryland?
No. This calculator covers Maryland state tax plus federal tax and FICA. Maryland's standard deduction is 15% of income, between a minimum and a cap (2024-published amounts shown). Maryland's personal exemption phases out above $100,000 (single) / $150,000 (joint) of AGI. County income taxes, which average about 2.51% statewide, are NOT included and are a major part of many Maryland paychecks.
How is the Maryland estimate calculated?
We annualise your gross pay, subtract the Maryland standard deduction and personal exemption where they apply, apply the 2025 graduated brackets schedule, then add federal income tax (2025 brackets and standard deduction) and FICA. It is an estimate, not tax advice.
See also: US Paycheck Calculator (all states) · No Tax on Overtime Calculator · No Tax on Tips Calculator