Illinois Paycheck Calculator (2025)

Illinois levies a flat 4.95% tax on wages in 2025. On a $60,000 salary, a single filer pays about $2,829 in Illinois income tax, $5,072 in federal income tax and $4,590 in FICA, taking home about $47,510 a year. Enter your own pay below for a personalised estimate.

Calculate your Illinois take-home pay

Worked example: $60,000 salary in Illinois

Single filer, paid a $60,000 annual salary, standard deduction only, no pre-tax deductions:

Gross salary$60,000.00
Federal income tax−$5,071.50
Social Security (6.2%)−$3,720.00
Medicare (1.45%)−$870.00
Illinois income tax−$2,828.93
Total tax−$12,490.42
Take-home pay$47,509.57
Effective tax rate20.82%

Illinois income tax facts for 2025

Illinois flat income tax rate, 2025
Taxable incomeRate
Over $04.95%

Note: Illinois has no standard deduction; it offers a personal exemption of $2,850 per person (2025), which phases out at high incomes.

How this calculator works

Enter your gross pay and how often you are paid. We annualise it, then subtract (1) federal income tax using the 2025 IRS brackets and the standard deduction for your filing status, (2) FICA — Social Security at 6.2% on wages up to $176,100 plus Medicare at 1.45% (and the 0.9% Additional Medicare Tax above the statutory threshold), and (3) Illinois state income tax using the 2025 schedule above. The result is split back into per-paycheck figures. Methodology simplifications: state credits, benefit recapture, phase-outs of deductions at very high incomes, pre-tax benefits and local taxes are not modelled unless noted.

Frequently asked questions

What is the income tax rate in Illinois in 2025?

Illinois charges a flat 4.95% on taxable income in 2025 — the same rate at every income level.

How much Illinois state tax do I pay on $60,000?

A single filer earning $60,000 pays an estimated $2,828.93 in Illinois income tax, plus $5,071.50 federal income tax and $4,590.00 FICA, for take-home pay of $47,509.57. A married couple filing jointly on $90,000 pays an estimated $4,172.85 in Illinois tax.

Does Illinois have a standard deduction?

Illinois has no standard deduction, but it does allow a personal exemption of $2,850 (single) / $5,700 (joint), which this calculator applies.

Are local income taxes included for Illinois?

No. This calculator covers Illinois state tax plus federal tax and FICA. Illinois has no standard deduction; it offers a personal exemption of $2,850 per person (2025), which phases out at high incomes.

How is the Illinois estimate calculated?

We annualise your gross pay, subtract the Illinois standard deduction and personal exemption where they apply, apply the 2025 a flat rate of 4.95% schedule, then add federal income tax (2025 brackets and standard deduction) and FICA. It is an estimate, not tax advice.

Estimate only — not tax advice. NetPayLabs provides general educational estimates using 2025 federal and state tax parameters, the standard deduction, and simplified state rules. Your actual withholding and tax depend on your W-4, pre-tax deductions (401(k), health premiums), credits, local taxes and your full return. Consult a qualified tax professional for advice about your situation.

See also: US Paycheck Calculator (all states) · No Tax on Overtime Calculator · No Tax on Tips Calculator